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Baffin Island Local Time

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✔ Medical Emergencies – Covers hospital bills, medical evacuations, and doctor visits abroad, preventing expensive out-of-pocket costs.
✔ Trip Cancellations & Interruptions – Protects your investment if illness, bad weather, or unforeseen events force you to cancel or cut your trip short.
✔ Lost or Delayed Luggage – Reimburses for lost, stolen, or delayed baggage, ensuring you’re not left stranded without essentials.
✔ Flight Delays & Cancellations – Covers unexpected costs like hotel stays and meals if your trip is disrupted.
✔ Emergency Assistance – 24/7 global support to help with emergencies, including legal aid and translation services.